News

16
Nov

Is There Such a Thing as “Too Diversified?”

Is There Such a Thing as “Too Diversified?” A client brought up the concept of being too diversified recently, and it gave me pause. My initial reaction was that there is no such thing . Diversification is a good thing. It allows you to minimize  risks inherent in individual investments (company gets sued, senior executive leaves, “next big thing” flops,

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2
Nov

Midterm Elections: What Do They Mean for Markets?

Midterm Elections: What Do They Mean for Markets? With the recent market volatility this last month and the upcoming mid-term elections, it is not uncommon to receive questions regarding the potential market reactions. Dimensional provided a great little piece on this below. The two exhibits that accompany the article really tell the story nicely. Enjoy! Midterm Elections: What Do They

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1
Nov

4 Must Know Financial Terms

4 Must Know Financial Terms The holidays are upon us! And with the holidays comes the fun tradition of holiday shopping! Just as you should plan when shopping, you should also plan of when dealing with finances. Although Financial Literacy month isn’t until next year, we wanted to get a head start by celebrating Canada’s Financial Literacy month, November! Before

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30
Oct

4 Things Life Insurance Is Not

4 Things Life Insurance Is Not Are you confused about life insurance? I don’t blame you. When I first started writing about finances more than a decade ago, my understanding of life insurance was limited. I knew about life insurance because it was offered through my employer, and I thought a $50,000 policy was a lot of money. I also

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25
Oct

Protect Your Financial Plan by Avoiding These Retirement Pitfalls

Protect Your Financial Plan by Avoiding These Retirement Pitfalls With just a few months left in the year, National Financial Planning Month is a great time to take charge of your retirement saving strategy. Some of the most important things you can do are to make sure you’re creating a diverse portfolio that will protect your principal from market swings

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14
Oct

5 Things To Consider When Building Your Retirement Financial Plan

5 Things To Consider When Building Your Retirement Financial Plan October marks National Financial Planning Month, a time when Americans can look at how they are saving, their retirement goals, and how they can create a tailored approach that works for them. October is the perfect time of the year to plan, with summer winding down and the holidays fast

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12
Oct

Here’s What People Are Worrying About (or not) When It Comes to Finances

Here’s What People Are Worrying About (or not) When It Comes to Finances Each year Life Happens and LIMRA join forces on the Insurance Barometer Study to get the latest and greatest information about what consumers are thinking when it comes to the financial concerns that are bothering them the most as well as what types of insurance they do

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12
Oct

2018 – Q3 Quarterly Market Review

2018 – Q3 Quarterly Market Review 2017 – Q2 Quarterly Market Review Source: Retirement Researchers 2018 – Q3 Quarterly Market Review

5
Oct

Occam’s – The Impact of Unexpected Inflation

Occam’s – The Impact of Unexpected Inflation The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying disciplined

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1
Oct

Five Things to Add to Your Financial To-do List

Five Things to Add to Your Financial To-do List The weather is getting cooler, the colors are changing, and the scent of pumpkin spice fills the air signaling the beginning of fall and holiday season. But October isn’t just known for pumpkin carving and corn mazes, October is also the month for financial planning. It’s a great time to review

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