Staff

23
Feb

Have I Saved Enough for Retirement?

Have I Saved Enough for Retirement? Many Americans look forward to their retirement years; however, if you’re not prepared, it can also be financially stressful. When it comes to retirement, most Baby Boomers are unsure if they’ve saved enough and are concerned about running out of money. In fact, only 1 in 3 Americans are confident or extremely confident they’ll

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1
Feb

Protect the Ones You Love

Protect the Ones You Love February is here — the month that celebrates love and romance and of course, Valentine’s Day. In a recent survey, Life Happens (a nonprofit life insurance organization dedicated to consumer education) found that people would much prefer their romantic partner plan for their financial future (44%) than buy them gifts (8%).1 Does this statistic surprise

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3
Jan

5 Tips for Reaching Your Financial Goals in the New Year

5 Tips for Reaching Your Financial Goals in the New Year You may already be retired or you’re just starting to plan for it; either way, this is the time for making New Year’s resolutions toward your financial goals. Make 2018 “the year of making the right choices.” Take these five easy steps to reach your retirement goal sooner. Assess

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1
Dec

Give yourself the gift of peace of mind with Life Insurance

Give yourself the gift of peace of mind with Life Insurance One of the biggest stressors of the holiday season can be money or more specifically, not having enough to purchase the presents we think we should. In the U.S., we live in a country that is obsessed with stuff — both giving and receiving it. While there is nothing

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2
Nov

How Much Money Will I Need in Retirement?

How Much Money Will I Need in Retirement? Planning and saving for retirement can seem daunting, but as with any long-term project, it may help to have a plan. Surprisingly, less than half of current workers have tried to estimate how much savings they will need to live comfortably in retirement.1 And even more alarming is the fact that one-third

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3
Oct

3 Retirement Pitfalls to Avoid

3 Retirement Pitfalls to Avoid As you near retirement, you’re probably looking forward to the laid-back lifestyle it can offer. But there can also be some snags that could cause you to run into financial trouble later in life. Here are three retirement pitfalls you should try to avoid. 1. Underestimating your spending in retirement Many older Americans bank on

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1
Sep

Do I Really Need Life Insurance?

Do I Really Need Life Insurance? Do I Really Need Life Insurance? Let’s face it. Most people put off buying life insurance for any number of reasons. Take a look at this list—do any of them sound like you? It’s too expensive. In the ever-burgeoning budget of having a family, things like day care and car payments and possibly even

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1
Aug

Countdown to Retirement – 4 Tips to Get You Ready

Countdown to Retirement – 4 Tips to Get You Ready Getting ready for retirement can be pretty exciting. With such a huge lifestyle change, you should consider to start laying the groundwork now. Here are some tips to help you through that transition.   Create a realistic budget Your early 60s is a great time to start crunching some hard

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30
Jun

How much life insurance do I need?

How much life insurance do I need? The most important part of buying life insurance is determining how much you need. Since everyone’s financial circumstances and goals are different, there is no rule of thumb to tell you how much to buy. But do you really need $250,000, $500,000, $1 million or more? Sounds like a lot of money, but

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2
Jun

4 Ways to Start Saving for Retirement Today

4 Ways to Start Saving for Retirement Today Saving money is an important part of leading a successful and financially independent lifestyle. While saving can help fund big-ticket items such as cars, homes, or vacations, it also serves as part of a balanced preparation for a stress-free retirement. It’s often difficult to begin saving money – especially when you’ve grown

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