The Benefits of Our Plan
Choosing the right retirement vehicle can be difficult. With so many choices, which product will be right for you? On one hand, you want the safety and guarantees. On the other hand, many people like the potential of higher returns. In the past this was an either/or decision that retirement savers had in the past.
Now you can have the best of both worlds; guarantee of premium and the potential of market-linked growth with no risk of loss of premium or earnings due to market downturns when you choose a fixed indexed annuity product.
Annuities ... The Power of Tax Deferral
All earnings accumulate on a tax-deferred basis until withdrawn. Through the power of tax-deferred growth, your money can grow faster because you earn interest on dollars that would otherwise be paid as taxes. Annuities receive triple interest crediting. Money that remains inside the annuity grows without being subject to income taxes. First the principal earns interest (simple interest at work). Second, the interest earns interest (compounded interest at work), and third you earn interest on the money you would have paid to Uncle Sam in taxes (tax-advantaged interest at work).
EXPECTATIONS
The plan concept is a simple one: allow the potential for market-linked gains without exposure to the market risk. Contract owners enjoy the guarantees and safety of premium even while being linked to market growth. However, they should not expect our plan to mirror the exact performance of any stock market or bond indices.
Professional Benefits Group, LLC
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Guarantees are based on the claims-paying ability of the participating company.
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